A covered claim shouldn't leave your boat on a trailer for months. BDE Float™ funds the approved repair up front — the shop starts now, and Float is repaid straight from your insurance settlement when it lands.
Available on qualifying insured repairs. Terms provided at approval.
Send photos of the damage. We build an itemized repair estimate your insurer can work from.
We check the policy, the deductible, and the approved scope to see what Float can cover.
The shop is paid up front and gets to work. You pay your deductible — not the whole repair.
When your carrier pays the claim, that settlement repays Float. No payments while it processes.
Float is built for insured boat owners with a covered loss. If these sound like you, it's worth a conversation — approval takes a short review, not weeks.
The vessel is insured and the damage is a covered loss under that policy.
Already filed is ideal — but we can help you get the claim started with the estimate.
Your deductible stays yours. Float covers the approved repair beyond it.
Photos and an itemized estimate — so everyone agrees what the work actually is.
Two minutes. No credit impact to ask — we'll review and get back to you with what Float can cover.
Prefer to start with photos? Get an estimate first →
The approved repair scope on a covered claim — the work your insurer has agreed to pay for. The shop gets funded up front so the repair can start instead of waiting on the carrier's timeline.
Your deductible. That's your responsibility under your policy either way. Float covers the approved repair beyond it, and is repaid from the settlement.
Float carries a fee that's disclosed in writing before you accept anything. We don't quote terms until we've reviewed your claim, because the scope and the carrier both affect it. Nothing is binding until you sign.
That's exactly what we go over before funding — we review the policy and the approved scope first, so there aren't surprises on the back end. Any shortfall is discussed up front, in writing, not after the work is done.
The repair needs to go to a vetted shop in our network so we can stand behind the scope and the timeline. We have shops across South Florida and we're adding more.
Submitting this form doesn't affect your credit. It's an inquiry so we can review your claim and tell you what's possible.